Archive for June, 2009

Choosing the Right Retirement Community in Indianapolis IN

Friday, June 26th, 2009

Here is a helpful article for anyone considering a Retirement Community for an aging loved one.

Keep Your Aging Parents Safe in Their Indianapolis IN Homes

Friday, June 19th, 2009

Here is a great article about a very delicate subject that many of us may face with our own parents or loved ones at some point, an unsafe home.

The Hidden Secret of Elder Abuse in Indianapolis Indiana

Saturday, June 13th, 2009

Many elderly people rely entirely on family or other trusted individuals to help them. Whether it is for physical needs or emotional needs, as people grow older they tend to need more and more help from others. This dependence on caregivers or family members makes an older person more vulnerable for abuse.

For example, an older person relying on her children to provide meals and transportation and help her with financial decisions finds it difficult to complain when one of her children takes advantage of her. If, for instance, the child takes her money, hits her or neglects her care, the parent may be threatened with loss of support from the child if the parent complains. The child may also use threats of violence to keep the parent in line.

It is estimated that 5% to 10% of elderly Americans are suffering abuse. According to the National Committee for the Prevention of Elder Abuse,

“Spiraling rates of elder mistreatment are reported by both practitioners and researchers. In a recent national study of Adult Protective Services (APS), typically the agency of first report concerning elder abuse, there were 253,421 reports of abuse of adults age 60+ or 832.6 reports for every 100,000 people over the age of 60 (Teaster, Dugar, Otto, Mendiondo, Abner, & Cecil, 2006). The National Elder Abuse Incidence Study (National Center on Elder Abuse, 1998) found that more than 500,000 persons aged 60+ were victims of domestic abuse and that an estimated 84% of incidents are not reported to authorities, denying victims the protection and support they need.”

Much attention has been focused on abuse in nursing homes but most of the elder abuse in this country is at the hands of family members or other caregivers in the home.

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Reverse Mortgages to the Rescue for Indianapolis Seniors

Wednesday, June 10th, 2009

Here are some TRUE stories about how a reverse mortgage saved a home for some seniors.

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Beware of Medical Identity Theft

Wednesday, June 10th, 2009

Identity theft, the fastest-growing crime in America, has spawned a vicious new strain: medical identity theft. Thieves steal your personal information to line their own pockets with fraudulent claims against your own health policy.

Medical thieves can heist your health-insurance number, Social Security number and other personal information. Often the information is stolen by employees at medical facilities, and resold on the black market. Thieves also may hack into medical databases or break into medical facilities.

Medical ID theft can cost you thousands of dollars, constant stress, and even threaten your life and health. Unless you check your medical records closely, you may discover you were defrauded only after the damage has been done.

As many as 500,000 Americans have been victims of medical identify theft, says the World Privacy Forum. And this crime is spreading fast: The Federal Trade Commission received almost 19,500 reports of medical ID theft from January 1992 to April 2006. About one every four reports came in 2006 alone.

The scams

Illegal and bogus treatment. Medical ID thieves bill your health plan for fake or inflated treatment claims. The crooks often are doctors and other medical personnel who know how the insurance billing system works. Organized theft rings also are involved. They buy stolen patient information on the black market, and set up fake clinics to make bogus claims against the health policies of honest consumers.

Baby Boomer Generation Fears Dementia, Alzheimer’s and Memory Loss in Indianapolis Indiana

Thursday, June 4th, 2009

“The words dementia, Alzheimer’s and memory loss instills fear of aging in the retiring baby boomer generation. Scientific research now shows that the causes of memory loss can be prevented or delayed. The studies also confirm that memory loss is not a normal process of aging.”

Follow this link for the complete article: