Archive for the ‘eldercare issues’ Category

The Hidden Secret of Elder Abuse in Indianapolis Indiana

Saturday, June 13th, 2009

Many elderly people rely entirely on family or other trusted individuals to help them. Whether it is for physical needs or emotional needs, as people grow older they tend to need more and more help from others. This dependence on caregivers or family members makes an older person more vulnerable for abuse.

For example, an older person relying on her children to provide meals and transportation and help her with financial decisions finds it difficult to complain when one of her children takes advantage of her. If, for instance, the child takes her money, hits her or neglects her care, the parent may be threatened with loss of support from the child if the parent complains. The child may also use threats of violence to keep the parent in line.

It is estimated that 5% to 10% of elderly Americans are suffering abuse. According to the National Committee for the Prevention of Elder Abuse,

“Spiraling rates of elder mistreatment are reported by both practitioners and researchers. In a recent national study of Adult Protective Services (APS), typically the agency of first report concerning elder abuse, there were 253,421 reports of abuse of adults age 60+ or 832.6 reports for every 100,000 people over the age of 60 (Teaster, Dugar, Otto, Mendiondo, Abner, & Cecil, 2006). The National Elder Abuse Incidence Study (National Center on Elder Abuse, 1998) found that more than 500,000 persons aged 60+ were victims of domestic abuse and that an estimated 84% of incidents are not reported to authorities, denying victims the protection and support they need.”

Much attention has been focused on abuse in nursing homes but most of the elder abuse in this country is at the hands of family members or other caregivers in the home.

(more…)

When Is It Time to Discuss Additional Care

Monday, May 25th, 2009

The following are signs that it is time to discuss additional in-home care, assisted living or long term care for a senior:

Isolation/Depression

-Is your loved one isolated from social contact?
-Are his or her sleeping habits, eating habits or activity levels changing?

Daily Activites/Eating Habits

-Is your loved one having a difficult time walking, dressing or eating?

Bruises/Falls
-Has there been an increased susceptibility to falling and bruising?Cognitive Ability
-Is your loved one’s mental reasoning ability at a level where his or her personal safety and the safety of others is at risk?

Increasing Medical Needs

-Does your loved one need medical care that you or he or she cannot provide?
-Does your loved one’s medication need to be increased?
-Does he or she need more and more help taking medications?
-Does he or she use medical equipment like an oxygen tank or need daily or weekly treatments like dialysis?
-Is your loved one in need of rehabilitative care?

Caregiver Burnout

-Is a family caregiver exhausted due to the amount of care your loved one needs?

Medication Errors/Missed Doctor’s Appointments

-Is your loved one mixing up medications, taking them incorrectly or not taking them at all?
-Is your loved one keeping his or her doctor’s appointments?

Household Management

-Can your loved one still manage the components of running a household, such as keeping a checkbook or paying bills?
-Is there a dramatic change in how the house is kept?

American Healthcare Association

Reblog this post [with Zemanta]

How Can Social Support Ease Caregiver Stress in Indianapolis Indiana?

Friday, May 15th, 2009

Here is a great article I found that I wanted to share. The original article can be found at http://www.alzinfo.org/alzheimers-caregiving.asp#3.

Swine Flu Facts for Seniors and Caregivers in Indianapolis, Indiana

Saturday, May 2nd, 2009

Here is very helpful information that will address the concerns that many have over the recent outbreak of Swine Flu.

Are Caregiver’s Responsible for Their Parent’s Debt in Indianapolis, IN?

Thursday, April 23rd, 2009

Are Caregiver’s Responsible for Their Parent’s Debt?

I’m sure many adult children of aging parents and caregivers think about this question a lot.

Treating an Illness Is One Thing. What About a Patient With Many?

Friday, April 17th, 2009

The New York Times recently posted an article that relates to many seniors and aging loved ones.

Know the Difference Between Hiring Private Caregivers and Using a Home Care Agency in Indianapolis Indiana

Friday, April 10th, 2009

I found this article in the Wall Street Journal and decided to pass it on to all of you. If you are considering hiring home care services, it’s important to know what the family’s legal and financial responsibilities are when it comes to private caregivers. Ultimately, in may be a better option to hire a home care agency.

Stimulus Package Helps Seniors

Thursday, March 12th, 2009

Everyone wants to know what the “stimulus bill” has in it for them. Well, thanks to that bill, there is at least one good thing for anyone considering a reverse mortgage. The maximum loan amount for a reverse mortgage has been increased from $417,000 to $625,500. While this may not thrill everyone, there are many seniors who have enjoyed more expense homes but were kept out of the reverse mortgage option due to low loan limits. I speak to seniors every week and many of them were pretty well off in their retirement, however, with the stock market plummeting and their CD rates down around 2%, they find themselves looking for options to finance their retirement. On top of that, with the possibility of GM and Chrysler going into bankruptcy, retired auto workers are looking at a possible reduction in their incomes or benefits. If you would have asked these folks a year ago, no one ever dreamed there might be an issue with their retirement.

Let’s look at an example: A couple who are 75 and 73 respectively who live in a home valued at $550,000. Under the old rules, that couple could have received $275,000 in tax free reverse mortgage proceeds (after all expenses were paid). Now, with the new limit, they can receive $360,872 in benefits. This is an increase of over $85,000.

Maybe it’s time to contact your Reverse Mortgage Specialist and get a free-no obligation quote to see what you might be eligible to receive. Everyone’s situation is different so it’s best to get the facts based on your scenario. Reverse Mortgages are available to any senior over 62 who has sufficient equity and who lives in their own home. There is no income or credit score requirement to qualify. It’s your money – make it work for you !

Brenda Wheeler, Reverse Mortgage Specialist, M & I Bank Indianapolis