Number one on the list for senior safety and fall prevention is a recliner lift chair. Lounging in a recliner can be very comfortable for seniors. But these big chairs are typically very difficult to get out of and even sit down into. If the senior has a lift recliner that can be very helpful and help ensure their safety.

A lift recliner has the ability to raise and tilt to a position where the senior can get in and out of the chair in a standing position. These chairs are electronically operated by a simple hand control. They come in different versions all with different degrees of recline.

Another helpful tool for seniors that will help prevent slip and fall accidents is a walker with wheels. This is also called a rollator.

As a person ages it is a cane that is the first tool to be used for stability when walking. Then as mobility and balance decline further there is a need for a walker. The traditional walker can be a little challenging to use as it must be lifted slightly with each step. A rollator has wheels. Some versions have wheels on all four legs, others have wheels on just one set of the legs.

Some versions of this helpful tool also have hand brakes for added safety. Many also come with a seat so if the user gets tired they can easily sit down for a quick rest.

A stair chair or stair lift can also be a very helpful item that will aid a senior with mobility challenges. Stairs can be especially difficult for an elderly person to manage and that can be a very dangerous place for a fall to occur. A stair lift is built like a chair and it is attached to a rail and transports the senior, in a sitting position, up and down the stairs.

The stair lift is easy to use and can be operated with a simple rocker switch on most versions. For added safety many also come with a seat belt so the user doesn’t have to worry about falling out of the chair.

Many slip and fall accidents occur in the bathroom and that can be a very hazardous place for the elderly. Most everyone knows that there should be railings put in place in showers baths and around toilet areas. But another important tool for seniors in this area of the home is a bath lift.

If the senior has trouble raising and lowering themselves into a bath that is exactly what a bath lift will do for them. Most bath lifts are plastic, though some are inflatable. They are powered by rechargeable battery systems and they are safe to use around the water.

These are all senior safety tools that can be a big help for seniors and keep them falling. If you would like to learn more about the very popular lift recliners you can go here to: Electric Lift Chair. Also, here is where you can go for a great selection in the very popular Recliner Lift Chairs.

Article Source: http://EzineArticles.com/?expert=Mark_S_Myers

In almost all cases, there are going to be reasons that your loved one may not want to consider the option of in-home health care. Therefore, it is important before relying on home care Durham NC to provide part or full responsibilities for the patients care to listen to your loved one’s concerns. Take time to note what they may be worried about and go over these during interviews while searching for just the right care service.

One of the first arguments you may hear is that your loved one doesn’t believe they need help. So, in these cases while discussing senior care Chapel Hill NC that you let your loved one know having outside help is more for your peace of mind- which in almost all situations is the reason for seeking care. Taking care of our loved ones isn’t about physically being there 24/7 but knowing that when we can’t be there someone competent and committed to their wellbeing will be but without taking away their feelings of independence.

Home care not only provides in-home medical care but can also take on some of the errands outside of the home, if the recovering loved one is a bit apprehensive about a new person in the house. As the care worker becomes more familiar to the loved one, trust and friendship is gained and can facilitate a working relationship that benefits both the patient and the family.

While recovering at home, most physicians strongly suggest that the family employ outside assistance. Therefore, if there may be other reasons that the patient balks at this kind of service, the family can simply counter that argument with the physician’s release orders from the hospital. Usually this will end the resistance and facilitate the transition from hospital to home care, in Durham, Clayton, or Chapel Hill NC.

At one time or another, most families will face taking care of a loved one, whether that be during recovery or for end of life care. And there are no easy answers or ways to ease all the burdens placed on those family members. These people are trained in medical or physical care as well as dealing with the inevitable emotional strains. The one saving grace is that there are people trained and ready to take some of the responsibilities from the family and allow everyone to be more at ease with the situation. Today, with these advances in care, many families are able to care for loved ones at home, where both the patient and the family are most at ease.

Written by Jenny Heart. Quality home care Durham NC: Receive senior care Chapel Hill NC, alzheimer’s and elder care through home care Chapel Hill NC, Clayton, Raleigh, Cary, Wake Forest.

Article Source: http://EzineArticles.com/?expert=Jenny_Heart

Medical deductions can include dental treatments, the cost of transportation needed to get to a medical appointment, health insurance premiums and qualified long-term care services. For a full list of allowable medical expenses, see Publication 502 (2009) at the IRS web site . Some key rules to remember are -

• You can only deduct medical expenses if they exceed 7.5% of your adjusted gross income.
• To qualify for a dependency deduction, you must pay for more than 50% of your qualifying relative’s support costs. The relative only qualifies as a dependent if he or she meets the gross income and the joint return test. Dependency Deduction   If your relative doesn’t qualify as a dependent because of these tests, you cannot claim a dependency deduction, but you can still claim his or her medical expenses.
• If a group of people are sharing costs for a qualifying relative, a multiple support declaration (IRS Form 2120) can be filed to grant one family member the exemption.
• Long-term care medical expenses including diagnostic, preventive, therapeutic, curing, treating, mitigating, rehabilitative, and maintenance and personal care services are deductible if the services are required by a chronically ill individual and a licensed health care practitioner prescribes the care. An individual is chronically ill if unable to perform at least two of six activities of daily living, which are eating, toileting, transferring, bathing, dressing, and continence. An individual who is cognitively impaired and requires substantial supervision is also considered chronically ill.
• Nursing services performed in a nursing home, an assisted-living facility, or similar care facilities are also deductible expenses if the person is principally receiving care for medical reasons. However, if a person is staying at a nursing home, an assisted-living facility, or similar care facility only for custodial reasons, only medical expenses are deductible; in this instance, room charges and meals are not deductible. Nursing services performed at home are deductible expenses. If the patient is chronically ill, certain maintenance and personal care services are also deductible.

Senior citizens and caregivers should be aware that premiums paid for qualified long-term care insurance contracts are also deductible medical expenses. According to the IRS, the contract must be guaranteed renewable; not provide a cash surrender value; not pay costs that are covered by Medicare; provide that refunds, other than refunds upon death, surrender, or cancellation of the contract, and dividends are used only to reduce future premiums or increase medical benefits.  For 2009, long-term care premiums are deductible up to the following dollar amounts: for individuals age 61 to 70 the limit is $3,180, for individuals 71 and older the limit is $3,980.

Many state governments also offer tax credits and deductions for caregivers on state income tax forms, so it pays to know your individual state’s rules.

By nature, tax rules are complex. It’s important to consult a tax attorney or accountant versed in eldercare tax issues about your specific situation before finalizing your taxes. The AARP also offers free assistance and tax tips for seniors through its Tax-Aide program; go to http://www.aarp.org/money/taxaide/.

Contrary to what we’ve been led to believe, senior living isn’t always the way it’s portrayed in glossy sales brochures and magazine advertisements. Rather than being a carefree period of life spent on the golf course and traveling around the world, for many of today’s seniors those “golden years” are incredibly stressful times.

What causes seniors so much stress? Change is a huge trigger for stress and seniors definitely experience plenty of change. It can be in the form of declining health, death of friends and loved ones, moving, a bad financial investment, and the list goes on. Here are some other reasons why senior living is stressful.

Continue reading HERE.

By the end of the 1950s it was apparent that Social Security beneficiaries were living longer and that the nursing home subsidy could eventually bankrupt Social Security. But in order to protect the thousands and thousands of existing nursing homes Congress had to find a way to provide a subsidy but remove it as an entitlement under Social Security. In 1965 Medicare and Medicaid were created through an amendment to the Social Security Act. Under Medicare, nursing homes were only reimbursed on behalf of Social Security beneficiaries for short-term rehabilitation. Under Medicaid, nursing homes were reimbursed for impoverished disabled Americans and impoverished aged Americans over the age of 65. It has never been the intent of Congress to pay for nursing home care for all Americans. The nursing home entitlement for all aged Americans was now gone.

Over the last 40 years, there has been a gradual change away from the use of nursing homes for long-term care towards the use of home care and community living arrangements that also provide in-house care.

With Proper Planning People Could Remain in Their Homes for the Rest of Their Lives
We are seeing a trend towards working conditions like those in urban America in the early 1900’s where both husband and wife are working and putting in longer hours. We are also seeing a return of the trend in the early part of the 20th century where outside visitor caregivers are becoming available to replace working caregiver’s and allow the elderly to receive long-term care in their homes. In addition there is a significant trend in the past few years for Medicaid and Medicare to pay for long-term care in the home instead of in nursing homes.

Given enough money for paid providers or government funding for the same, a person would never have to leave his home to receive long-term care. All services could be received in the home. Adequate long-term care planning or having substantial income can allow this to happen.

We only need to look at wealthy celebrities to recognize this fact. Christopher Reeve, the movie star, was totally disabled but he had enough money to buy care services and remain in his home. President Ronald Reagan suffered from Alzheimer’s for many years but received care at his California ranch. He was also wealthy enough to pay for care when needed. Or what about Annette Funicello or Richard Pryor? Income from their movie careers allowed them to receive care with their multiple sclerosis at home. We will be willing to bet that Mohammed Ali, who is severely disabled with Parkinson’s disease, will probably never see the inside of a care facility, unless he chooses to go there to die. With the proper planning and the money it provides, most of us could remain in our homes to receive long-term care and we would never have to go to an institution or a hospital.

The Popularity of Home Care
Most of those receiving long-term care and most caregivers prefer a home environment. Out of an estimated 8 million older Americans receiving care, about 5.4 million or 67% are in their own home or the home of a family member or friend. Most older people prefer their home over the unfamiliar proposition of living in a care facility. Family or friends attempt to accommodate the wishes of loved ones even though caregiving needs might warrant a different environment. Those needing care feel comfortable and secure in familiar surroundings and a home is usually the best setting for that support.

Often the decision to stay in the home is dictated by funds available. It is much cheaper for a wife to care for her husband at home than to pay out $2,000 to $4,000 a month for care in a facility. Likewise, it’s much less costly and more loving for a daughter to have her widowed mother move in to the daughter’s home than to liquidate mom’s assets and put her in a nursing home. Besides, taking care of our parents or spouses is an obligation most of us feel very strongly about.

For many long-term care recipients the home is an ideal environment. These people may be confined to the home but continue to lead active lives engaging in church service, entertaining grandchildren, writing histories, corresponding, pursuing hobbies or doing handwork activities. Their care needs might not be that demanding and might include occasional help with house cleaning and shopping as well as help with getting out of bed, dressing and bathing. Most of the time these people don’t need the supervision of a 24/7 caregiver. There are, however, some care situations that make it difficult to provide long-term care in the home.

Please note from the first graph below that a great amount of home care revolves around providing help with activities of daily living. Note from the second graph below that the average care recipient has need for help with multiple activities of daily living. Finally, it should be noted from the second graph that well over half of home care recipients are cognitively impaired. This typically means they need supervision to make sure they are not a danger to themselves or to others. In many cases, this supervision may be required on a 24-hour basis. (Graphs were derived from the 1999 national caregivers survey, courtesy www.longtermcarelink.net.)

It is precisely the ongoing and escalating need for help with activities of daily living or the need for extended supervision that often makes it impossible for a caregiver to provide help in the home. Either the physical demands for help with activities of daily living or the time demand for supervision can overwhelm an informal caregiver. This untenable situation usually leads to finding another care setting for the loved one. On the other hand if there are funds to hire paid providers to come into the home, there would be no need for finding another care setting.

Problems That May Prevent Home Care from Being an Option
Caregivers face many challenges providing care at home. A wife caring for her husband may risk injury trying to move him or help him bathe or use the toilet. Another situation may be the challenge of keeping constant surveillance on a spouse with advanced dementia. Or a son may live 500 miles from his disabled parents and find himself constantly traveling to and from his home, trying to manage a job and his own family as well taking care of the parents. Some caregivers simply don’t have the time to watch over loved ones and those needing care are sometimes neglected.

The problems with maintaining home care are mainly due to the inadequacies or lack of resources with informal caregivers, but they may also be caused by incompetent formal caregivers. These problems center on five issues:

1. Inadequate care provided to a loved one
2. Lack of training for caregivers
3. Lack of social stimulation for care recipients
4. Informal caregivers unable to handle the challenge
5. Depression and physical ailments from caregiver burnout

In order to make sure home care is a feasible option and can be sustained for a period of time, caregivers must recognize these problems, deal with them and correct them. The responsibility for recognizing these problems and solving them is another function of the long-term care planning process and the team of specialists and advisers involved.

Adequate Funding Solves Most Problems Associated with Providing Home Care
None of the problems discussed in this article would be an obstacle if there were enough money to pay for professional service.

s in the home. These services would be used to overcome the problems discussed in the previous section. If someone desires to remain in the home the rest of his or her life, adequate preplanning could provide the solution.

This planning must occur prior to retirement. The most obvious way to provide sufficient funds for home care is to buy a long-term care insurance policy when someone is younger, healthy and able to afford the lower premiums. If insurance is not an option, then money must be put aside early in life to pay for care in the future. The only other option is to be rich.

Unfortunately, very few people address the issue of needing long-term care when they are older. This leads to a lack of planning and in turn leads to few options for elder care when the time comes. Lack of planning means most people do not have the luxury of remaining in their homes and must rely on Medicaid support in a nursing home to finish out the rest of their lives.

Visit www.agingavenues.com if you need help for an aging loved one in the Indianapolis, IN area.

For those children who live away, the change they see in their parent’s health and mental capacity may be alarming — whereas siblings that have daily contact are working with these issues constantly. Here is the chance to compare notes and work together as a complete family in the long term care planning process.

For you parents who are well and active, this is a good time to hold a family meeting and share with your children your plan for long term care. Tell them where financial and legal documents are located or use our Legal and Financial Organizer. Review health care directives, living wills and long term care alternatives.

Experience has shown that even families that are close can quickly grow angry, jealous and hostile towards each other when an aging parent begins to need long term care. If a sibling moves into the parent’s home, others can easily be suspicious of ulterior motives and fear losing their inheritance. On the other hand, the child providing the elder care becomes bitter and feels there is no support or help from siblings. Developing a plan, before senior care becomes needed avoids these types of conflicts.

It can be helpful to have the meeting led by an impartial party, such as Aging Avenues who has experience with elder care issues. This helps put everyone on neutral ground. Aging Avenues can guide you through planning for the worst and how to try to prevent it, as well as what’s realistic in terms of care. Aging Avenues can offer you referrals to our network of Preferred Providers to assist you with everything from legal to choosing a facility. Having an impartial party is also ideal when family members don’t agree on the level of care needed.

Once you have agreed on a plan be sure to get everyone involved commitment to make it happen. This should help avoid someone forgetting what they agreed to do. Everyone has their specialty so if family members are out of town they can contribute by making necessary phone calls and the like There are many on-line sources that can keep distance family members involved. You can find them under Caregiver Support on our website www.agingavenues.com.

If you weren’t able to discuss what your loved one’s wishes were in advance but you need to react to a critical situation, Aging Avenues can help you make those choices quickly, without hours of searching and research. Our experience in the senior care industry gives you the valuable insight to make a sound decision and have peace of mind.

Those are among the findings in A Balancing Act: State Long-Term Care Reform, a report released July 11 by the AARP Public Policy Institute. The report is the first ever to examine Medicaid spending specifically for older people and adults with physical disabilities, as distinct from other groups needing long-term care.

The study yielded surprising data. “We really didn’t realize how far behind services for older people were, compared to services for people with developmental disabilities,” says Enid Kassner, the institute’s director of independent living and long-term care, and lead author on the report.

To read more: http://bulletin.aarp.org/yourhealth/caregiving/articles/too_few_seniors_get.html