Archive for the ‘seniors issues’ Category

Discover How You Too Can Receive Your Fair Share Of Assisted Living Veterans Benefits

Wednesday, January 5th, 2011

Author:

Greg Cook

Many veterans or their surviving spouse haven\’t heard of or perhaps understand how going about receiving veterans assisted living benefits in the form of financial aid called aid and attendance.

The very simple the fact is that a lot of families believe that they need to work with a veteran\’s home or nursing home operated by the VA for a destination regarding their aging veteran\’s care. Because of this well-kept VA secret now eventually beginning to get out amongst the general populace it\’s very helpful to know that each and every Assisted Living facility can be an option to your war-time veteran relative or friend.

This VA benefit often provides money that assist the veteran or their surviving spouse pay 50up to perhaps 100of the Assisted Living facilities cost. Who knew that you could get paid a benefit through the VA to assist you offset these pricey care charges.

For too much time it was generally thought that you actually required to be wounded or even receive an immediate disability incurred in the veteran\’s active duty.

It had been all too often understood or suspected that the veteran did not qualify for any specific VA benefits when their disabilities many people confront as they get older didn\’t have it\’s origin originating from a documented active duty accident or wound.

That myth has been soundly busted.

WWII, Korean and Vietnam veterans are starting to experience typical disabilities because of the biological aging process. Some of these issues result from their active duty but a majority of are not.

The non-service connected disability pension benefit from the VA commonly called aid & attendance does not demand that the problems or disability you are now experiencing be related to your active duty. Once more, to be clear…it doesn\’t have to be connected.

What is this little-known VA benefit?

It is officially named the ‘Improved Disability Pension Benefit’. Presently there are three payment thresholds that are defined by:

1. Income and Assets

2. Housebound Status

3. Requirement for assistance with activities of daily living

The 3rd threshold entitles the recipient to an entitlement widely known as ‘Aid and Attendance’.

A widowed surviving spouse of the qualified veteran (just 3 months of active duty together with 1 day during an official stated time of war) is also eligible for this pension benefit.

For widowed surviving spouses it\’s officially called the ‘Improved Death Pension Benefit with Aid and Attendance Entitlement.

So, this ‘new’ benefit you may be reading about called the ‘Aid and Attendance Benefit’ is actually either the long-standing VA benefit nobody every heard about also known as either the:

Non-Service Connected Disability Pension Benefit with Aid and Attendance Entitlement (for veterans)

or the

Non-Service Connected Improved Death Pension Benefit with Aid and Attendance Entitlement (for un-remarried widowed surviving wife or husband of an qualified veteran)

Now, here is the best part.

The award amount of money of this VA non-service connected benefit:

1. A Veteran with a dependent (typically spouse) can get as much as $23,388 per year, paid once a month at $1,949

 

2. A Veteran without dependents has the potential to receive as much as $17,728 annually, paid monthly at $1,644

 

3. An un-remarried widow surviving spouse can potentially be given as much as $12,684 per year, paid out monthly at $1,057

 

Assisted Living Veterans Benefits Qualification

There are five qualification conditions:

1. When the veteran served along with at the least 3 months of active duty together with at least 1 day during a stated time of war. (The veteran does not need to have seen action, serve offshore or even be inside a battle area in order to qualify)

2.Must no longer be able to safely drive

3.Must need assistance with activities of daily living

4.Will need to have liquid assets under $80 thousand. However, there is absolutely no look back in case you have to switch assets from the applicants name in order to meet this qualification. If you move excess assets today you will be qualified tomorrow.

5.The specific amount of the veterans benefit you are able to receive is based on a fairly easy formula.

The final qualification requirement frequently confuses families looking to get the Assisted Living Veterans Benefits. Luckily, specialized help accessible to make sure that a quick and correct approval from the VA with regard to your loved one.

 

Article Source: http://www.articlesbase.com/elderly-care-articles/discover-how-you-too-can-receive-your-fair-share-of-assisted-living-veterans-benefits-2603950.html

About the Author

Don\’t let your fair share get improperly delayed or denied. Get the help you need. Veterans Care Advisors has created the Aid and Attendance Handbook which takes families step-by-step through each and every step of the whole process. The Aid and Attendance Veterans Benefits Handbook is available at http://www.VeteransCareAdvisors.com

 

Senior Safety – Top 4 Fall Prevention Tools For Seniors

Monday, May 31st, 2010

Fall prevention is one of the biggest senior safety concerns for the elderly, especially those that live alone. Slip and fall accidents are one of the leading causes for seniors having to go to the hospital. But there are a number of helpful living aides that will help prevent these accidents. Here are the top 5 senior safety fall prevention tools for the elderly.

Number one on the list for senior safety and fall prevention is a recliner lift chair. Lounging in a recliner can be very comfortable for seniors. But these big chairs are typically very difficult to get out of and even sit down into. If the senior has a lift recliner that can be very helpful and help ensure their safety.

A lift recliner has the ability to raise and tilt to a position where the senior can get in and out of the chair in a standing position. These chairs are electronically operated by a simple hand control. They come in different versions all with different degrees of recline.

Another helpful tool for seniors that will help prevent slip and fall accidents is a walker with wheels. This is also called a rollator.

As a person ages it is a cane that is the first tool to be used for stability when walking. Then as mobility and balance decline further there is a need for a walker. The traditional walker can be a little challenging to use as it must be lifted slightly with each step. A rollator has wheels. Some versions have wheels on all four legs, others have wheels on just one set of the legs.

Some versions of this helpful tool also have hand brakes for added safety. Many also come with a seat so if the user gets tired they can easily sit down for a quick rest.

A stair chair or stair lift can also be a very helpful item that will aid a senior with mobility challenges. Stairs can be especially difficult for an elderly person to manage and that can be a very dangerous place for a fall to occur. A stair lift is built like a chair and it is attached to a rail and transports the senior, in a sitting position, up and down the stairs.

The stair lift is easy to use and can be operated with a simple rocker switch on most versions. For added safety many also come with a seat belt so the user doesn’t have to worry about falling out of the chair.

Many slip and fall accidents occur in the bathroom and that can be a very hazardous place for the elderly. Most everyone knows that there should be railings put in place in showers baths and around toilet areas. But another important tool for seniors in this area of the home is a bath lift.

If the senior has trouble raising and lowering themselves into a bath that is exactly what a bath lift will do for them. Most bath lifts are plastic, though some are inflatable. They are powered by rechargeable battery systems and they are safe to use around the water.

These are all senior safety tools that can be a big help for seniors and keep them falling. If you would like to learn more about the very popular lift recliners you can go here to: Electric Lift Chair. Also, here is where you can go for a great selection in the very popular Recliner Lift Chairs.

Article Source: http://EzineArticles.com/?expert=Mark_S_Myers

Discover How Brain Fitness Exercizes Work

Monday, April 5th, 2010

By: Michael Logan

It turns out that brain fitness exercises work in at least three ways, depending on the kind of exercise we are doing, a thinking exercise or a physical exercise, or a computerized training.

Exercize could mean running or lifting weights or practicing one of the new brain exercise programs or monitoring and changing cognitions, which is what Dr. Judith Beck has shown to be effective in her diet solution plan.

The physical exercise of running or lifting weights encourages neurogenesis, or the growth of new brain cells.

The cognitive behavioral exerises that Dr. Beck used have been shown to reduce activation in the fear center of the brain, called the amydala.

Her work was done using fMRI or functional magetic resonance imaging to observe differing levels of activation in folks suffering from a spider phobia.

The activation in the amygdala after a regimen of Cognitive Behavioral Therapy or CBT was much reduced.

In other words, folks did not experience as intense a fear response to spiders as they had prior to the CBT training

The computerized brain fitness programs have been shown, depending on which research you are looking at,to improve memory and processing speed in Senior Citizens (IMPACT study) and IQ in folks using a different program.

Another program has been endorsed by educators, and another adopted by a major university basketball team, with their team in the NCAA final four last year.

The work of Buschkall and Jaegge using the dual n back task has indicated that IQ can be improved, and that there may be no upper limit to what can be done in that regard. More training increases your scores.

Of course, high IQ does not translate into fame and fortune, or even successful relationships. Just a cautionary note for the needy.

Physical exercise has an excellent positive impact on the brain.

Since the brain is the organ which needs the most food and blood, any exercise which increases blood flow will have a positive impact on the brain.

Recently I read that exercise is the best antidote that exists to the issue of insulin resistance, a precursor of diabetes.

That is just one of a plethora of benefits that lifting weights or running or walking will have on your brain.

Just to remind everyone that the current recommendations state that you either engage in: a) 30 minutes/day of moderate intensity 5 or more days of the week; or b) 30 minutes per day of high intensity interval training for at least three days of the week.

A general guideling that people can adhere to is that moderate exercise can get you breathing heavy enough that you can still talk but not sing. High intensity would make a conversation a little difficult.

I have been trying out some HIIT workouts at home, using home made tools, except for an exercise ball, and they do make you breathless, but are not complicated. If you can walk up and down stairs, do push-ups, and or crunches, or walk in your neighborhood, you will be able to take advantage of the benefits of physical exercise, including increased neurogenesis, or the growth of new brain cells.

Hopefully you are encouraged to work at whatever level you are comfortable with in order to benefit your brain with physical exercise or cognitive exercise or computerized brain fitness exercises.

About the Author

Michael S. Logan is a brain fitness expert, a counselor, a student of Chi Gong, and licensed one on one HeartMath provider. I enjoy the spiritual, the mythological, and psychological, and I am a late life father to Shane, 10, and Hannah Marie, 4, whose brains are so amazing. http://www.askmikethecounselor2.com

(ArticlesBase SC #833750)

Article Source: http://www.articlesbase.com/Discover How Brain Fitness Exercizes Work

When Your Loved One Resists Care in Indianapolis Indiana

Thursday, May 28th, 2009

Here is an article I found that is very helpful for caregivers who are struggling with the loved one they are trying so hard to care for.

How Can Social Support Ease Caregiver Stress in Indianapolis Indiana?

Friday, May 15th, 2009

Here is a great article I found that I wanted to share. The original article can be found at http://www.alzinfo.org/alzheimers-caregiving.asp#3.

Know the Difference Between Hiring Private Caregivers and Using a Home Care Agency in Indianapolis Indiana

Friday, April 10th, 2009

I found this article in the Wall Street Journal and decided to pass it on to all of you. If you are considering hiring home care services, it’s important to know what the family’s legal and financial responsibilities are when it comes to private caregivers. Ultimately, in may be a better option to hire a home care agency.

The Sandwich Generation – Adult Children Caring For Their Aging Parents

Wednesday, October 29th, 2008
Adults in 2008 are busier now versus prior generations. The internet, cell phones, texting and tivo keep us connected to others 24 hours a day. The concept to deliver more… both at work and at home with our families add stressors to us that our parents never faced.
Add on top of this… your aging parents, the ones you’ve always went to for advise… always reliable to be your anchor in times of need… now relying on you to meet their daily needs. For many, being thrown into this stress inducing role that is now labeled as the “Sandwich Generation” can be a huge challenge.
The Sandwich Generation, are those adults who find themselves not only caring for their dependant children, but now responsible for the care of their aging parents. Caring for ones parents can involve several different scenarios. The aging parents may or may not still live on their own, but will often require assistance with personal care, errands &/or financial assistance.
The Sandwich Generation is estimated to grow, given the current life expectancy increases. This will result in many middle aged adults, ages 45-56, finding themselves with at least one of their parents still living. Add to this the fact that women are having children at an older age and voila’ – you find yourself parenting your parents, while parenting your children at the same time.
Women are working outside the home now more than ever, therefore providing your aging parents the support they may all of a sudden need will prove to be a difficult hurdle. In addition, with the baby boomers aging, this need is projected to snowball and you may find yourself knee-deep in the “Where do I go from here?” group.
If you find yourself suddenly faced with this dilemma, there are many resources available to get information. Researching the internet and discussing this with your parents Physicians are good places to start. Organizations can provide support and assistance for the Sandwich Generation; but locating who can provide quality care and be affordable at the same time, can get complicated. Seeking advice from friends or others who have been through this, will give you the valuable support you may need.
Helpful Resources
Kiplinger’s Financial Solutions for the Sandwich Generation: Ensuring You Have Enough for You, Your Children, and Your Parents
The Hard Questions For Adult Children And Their Aging Parents: 100 Essential Questions For Facing The Future Together, with Courage and Compassion
Caring for Your Aging Parents: A Common-Sense Guide for Transforming a Difficult Time Into a Loving, Cooperative Relationship
www.AgingAvenues.com offers a wide variety of resources for caregivers

Author: Angela Reeves, RN, Director of Clinical Services and Public Health Advocate, Sterling Healthcare Management Services